Your vested benefits are the assets in your pension fund: in other words, the money you’ve saved and earned over many years of work, buying back years and making contributions.

There are a number of situations in which it may be necessary to invest vested benefits: job loss, moving abroad, a reduction in salary or working hours, or simply becoming self-employed.

But each of these situations will lead to different investment perspectives and will require in-depth analysis.

What’s more, these accumulated assets are also your retirement assets, which need to be secure, but also need to continue working efficiently.