Best 3rd Pillar 2023

How to find the best Swiss 3rd pillar in 2024?

Most banks and insurance companies each offer several 3rd pillar solutions, and the differences between them are sometimes quite substantial. The 3rd pillar is a long-term commitment, and the best way to get the best offer from Switzerland is to compare them all, according to your parameters, for this precise moment in your life.

In addition to our fast, free comparisons, we offer free expert advice and administrative support.

The best 3rd pillar for you?

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Albert G. Baliarda
Albert G. Baliarda
December 29, 2023
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I was offered free, independent, personalized advice following a simulation I had carried out myself on the site, and that's exactly what I got.
Biofa aka
Biofa aka
December 8, 2023
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Many thanks for Gaëtan's advice, which has been invaluable for my financial future.

I highly recommend SpartaGroup's services
Biofa aka
Biofa aka
December 8, 2023
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Super, very useful and pleasant to deal with.
Drbi 77
Drbi 77
December 7, 2023
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Super, effective advice without pushing in either direction, attentive and reliable.
J M
J M
December 2, 2023
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Great experience talking to D. Bolognesi. Very professional and straightforward advice. Thank you!
Blanco Juan
Blanco Juan
November 25, 2023
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Neutral advice provided by David, without trying to push anything, adapted to my situation. Much appreciated.
Blanco Juan
Blanco Juan
November 25, 2023
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Brokers who stand out from the crowd ... Remarkable! Many thanks for your invaluable advice, your professionalism is a credit to you!
Tarkhovski
Tarkhovski
November 20, 2023
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Excellent advice, Mr Hamo's explanations were very clear and relevant to my situation and needs.
Joana R. Ribeiro
Joana R. Ribeiro
November 13, 2023
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I absolutely recommend the clear explanations, transparent and personalized advice for the preparation of a pension plan. ...
Aurélie Chalverat
Aurélie Chalverat
November 11, 2023
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Mr Hamo gave me excellent advice on my third pillar. Cordial and constructive, the discussions always took into account my specific needs. ...
Alvise Cenere
Alvise Cenere
November 4, 2023
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I've used this service to get advice on the third pillar and would recommend them without hesitation. I got in touch with David, who was very transparent and efficient, and gave me a clear overview of my options.
Irène Overney
Irène Overney
October 18, 2023
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Our advisors are highly responsive and fully aware of the different options and constraints that apply to their customers' profiles. I highly recommend their services.
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What questions should you ask yourself?

What is the purpose of your 3rd pillar?
Having an idea of your objective is essential, as it will define the probable duration of your 3rd pillar, and, depending on its duration, the recommended solutions will vary. So, are you saving for retirement? for a property purchase? a bit of both?

Do you prefer freedom or performance?
The longer your commitment, the more attractive the return. But perhaps you’re afraid of making a commitment because your financial situation is unstable?

What’s your risk appetite?
Another thing that greatly influences the type of solution made for you is the amount of risk you’re willing to take. The riskier the solution you choose, the larger the amounts you can project, but of course, there are no guarantees.

Are you interested in additional options?
Some solutions offer additional options, such as life insurance or disability insurance. What could be interesting for your situation?

There are many other parameters to take into account when looking for the best 3rd pillar in Switzerland. Thanks to our expert advisors, you can be sure you won’t miss a thing!

Request a free comparison now: We compare 41 banks and insurance companies, each offering several 3rd pillar solutions.

Example of a 3rd pillar comparison