Name: Sparta Group S.A.
Rating: 5.0

The Best 3rd Pillar 2026

How to find the best Swiss 3rd pillar in 2026?

Most banks and insurance companies each offer several 3rd pillar solutions, and the differences between them are considerable.

So compare them all! according to your parameters, for this precise moment in your life.

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What questions should you ask yourself?

What is the purpose of your 3rd pillar?
Having an idea of your objective is essential, as it will define the probable duration of your 3rd pillar, and, depending on its duration, the recommended solutions will vary. So, are you saving for retirement? for a property purchase? a bit of both?

Do you prefer freedom or performance?
The longer your commitment, the more attractive the return. But perhaps you’re afraid of making a commitment because your financial situation is unstable?

What’s your risk appetite?
Another thing that greatly influences the type of solution made for you is the amount of risk you’re willing to take. The riskier the solution you choose, the larger the amounts you can project, but of course, there are no guarantees.

Are you interested in additional options?
Some solutions offer additional options, such as life insurance or disability insurance. What could be interesting for your situation?

There are many other parameters to take into account when looking for the best 3rd pillar in Switzerland. Thanks to our expert advisors, you can be sure you won’t miss a thing!

We compare 41 banks and insurance companies, each offering several 3rd pillar solutions, free of charge, to find the best 3rd pillar solution for you.

Thank you to Mr Yoann Pfersich for his kindness, availability and professionalism.

I highly recommend him!

I was completely lost as to what options I needed regarding Pillar 3a.

David Bolognesi explained everything clearly and simply.

I'm very grateful for his honesty.

David Bolognesi is an excellent and very professional financial advisor.

He helped me to clearly understand all the details of Pillar 3a and guided me towards the solution best suited to my personal situation.

I am very satisfied with his advice and support. Thank you very much.

I had a chat with David Bolognesi, he's a nice guy and suggested a very good comparison for my 3a piller.

Thanks for the effort in my case.

Thank you for the existence of this organization, which should be of major public interest, given all the different investment solutions available in Switzerland...

Once again, thank you Sparta Group.

I wish you all the best for the future.

I used this service to get advice on the third pillar and I recommend them without hesitation.

I got in touch with David who was very transparent and efficient.

I like his style and appreciate his time.

I would like to thank you for your fast and efficient work

your kindness and positive attitude are much appreciated.

Yours faithfully Denis Thioly

I have concluded my agreement with the support of Mr. David Bolognesi.

Always ready to provide support and further explanations.

Excellent service! We recommend it!

Personalized service and fast turnaround. I am delighted!

It was all free of charge, even if the end products I was interested in weren't from Groupe Sparta.

I'd certainly recommend their service.

Friendliness and competence sum up the exchanges and advice I was able to obtain.

Thank you very much.

I was offered free, independent, personalized advice following a simulation I had carried out myself on the site, and that's exactly what I got.

Many thanks for the advice, which has been invaluable for my financial future.

I highly recommend SpartaGroup's services.

See the 200 reviews

The Best 3rd Pillar 2026

100% Free

Neutral

Transparent

What questions should you ask yourself?

What is the purpose of your 3rd pillar?Having an idea of your objective is essential, as it will define the probable duration of your 3rd pillar, and, depending on its duration, the recommended solutions will vary. So, are you saving for retirement? for a property purchase? a bit of both?

Do you prefer freedom or performance?The longer your commitment, the more attractive the return. But perhaps you’re afraid of making a commitment because your financial situation is unstable?

What’s your risk appetite?Another thing that greatly influences the type of solution made for you is the amount of risk you’re willing to take. The riskier the solution you choose, the larger the amounts you can project, but of course, there are no guarantees.

Are you interested in additional options?Some solutions offer additional options, such as life insurance or disability insurance. What could be interesting for your situation?

Example of a 3rd pillar comparison

What is the purpose of your 3rd pillar?
Having an idea of your objective is essential, as it will define the probable duration of your 3rd pillar, and, depending on its duration, the recommended solutions will vary. So, are you saving for retirement? for a property purchase? a bit of both?

Do you prefer freedom or performance?
The longer your commitment, the more attractive the return. But perhaps you’re afraid of making a commitment because your financial situation is unstable?

What’s your risk appetite?
Another thing that greatly influences the type of solution made for you is the amount of risk you’re willing to take. The riskier the solution you choose, the larger the amounts you can project, but of course, there are no guarantees.

Are you interested in additional options?
Some solutions offer additional options, such as life insurance or disability insurance. What could be interesting for your situation?