100% Free
Made-to-measure
Neutral and Transparent
Why are our health insurance consulting services 100% free?
As official partners of almost the entire market, we are directly remunerated by these companies, at no extra cost to you.
Are our health comparisons really personalized?
Everyone’s situation is different, and we make it our business to find the best deal for you at this particular time in your life. To do this, we’ll take into account all the parameters you’re willing to share with us, online or in person.
How can we be sure that our health insurance advice is neutral and transparent?
Not all companies pay us the same, of course, but this has no bearing on the advice we give you. Our Google ratings and reviews bear witness to this! We would never accept a poorly advised or dissatisfied customer in exchange for a little money, and that’s why our rating is so good.
Our customers testify
Being initially wary of brokers, I was very pleasantly surprised by the level of professionalism of my Sparta advisor, David Bolognesi: absolute transparency, personalized follow-up, no abusive reminders, and he saved me a lot of time and money. Thanks again, I highly recommend
Very professional and above all totally transparent, which is rare for a broker. Very good advice and follow-up
I salute the remarkable work of Elio S. John Webb who helped me a lot with my health and motorcycle insurance. He patiently guided me towards the offers best suited to my profile and gave me very good advice.
Sparta group offered me great advice to find a health insurance after two insurance companies refused my application. They considered my situation and offered me the best option. Without their advise, it would have been really difficult for me to find a good insurance at a reasonable price. (They attended me in Spanish, but I know they also speak Italian and, of course, French)
Thanks a lot, Giacomo and Xavier!
Thank you very much for your welcome, patience and availability. It was truly a quality service that more than met my expectations. The insurance presentation was clear and detailed, and I'm already getting ready to come back for my 3rd pillar.
Comparison example
The importance of comparing health insurances in Switzerland
Switzerland’s health insurance system plays an essential role in protecting the health of its citizens. Health insurance is compulsory for all Swiss residents, ensuring that everyone has access to the medical care they need. However, with a multitude of providers offering different types of coverage and rates, it becomes imperative for citizens to compare these offers in order to opt for the plan best suited to their needs.
Here are a few reasons why this comparison is so important:
Financial savings
Comparing health insurances can save you a lot of money. Premiums and benefits can vary considerably from one insurer to another. A careful comparison can show which insurance offers the best value for money, which can translate into considerable savings on annual premiums.
Adapted coverage
Each individual has specific health needs. Some people may require more extensive coverage for specialized treatments, while others may seek insurance with specific benefits such as alternative medicine or overseas coverage. Comparing offers allows you to choose the coverage best suited to your personal needs.
System flexibility
The Swiss health insurance system is designed to be flexible. Policyholders can change supplier every year if they wish. This flexibility encourages insurance companies to offer competitive, high-quality services. An annual insurance comparison allows you to benefit from the innovations and improvements offered by insurers.
Preventing hidden costs
By comparing insurance policies, you can also learn about the fine details of contracts, such as deductibles, co-payments or exclusions. This avoids unpleasant surprises, where a patient may discover too late that a certain procedure or medication is not covered by their insurance.
Market knowledge
Keeping abreast of the offers available on the market gives you an advantage in terms of negotiation and choice. This also enables us to understand market trends, such as premium increases or the introduction of new benefits.
Promoting competition
When consumers actively compare and choose their insurance, it encourages competition between providers. Healthy competition encourages insurance companies to continually improve their services, innovate and offer competitive rates.
Responsibility and autonomy
In a system where health insurance is compulsory, it is crucial for citizens to exercise their right to choose responsibly. Comparing health insurances reinforces the feeling of autonomy and control over one’s own health and finances.
In conclusion, in Switzerland, comparing health insurance policies is not just a formality, but essential to guaranteeing appropriate coverage, optimizing costs and promoting the quality of healthcare services. It’s a valuable tool for citizens looking to navigate the complex healthcare landscape, while ensuring their well-being and financial security.
Find out more about basic health insurance (KVG/LAMal) and supplementary health insurance (VVG/LCA).
