- 7 companies
- 15-year, 20-year and lifetime (life annuity) options
- Deferred or Immediate
- Received in 4 minutes
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Transparent
As official partners of almost the entire Swiss market, we are directly remunerated by these 7 companies, at no extra cost to you.
How can I be sure that our annuity advisor is neutral?
Not all companies pay us the same, but this has no bearing on the advice we give you. Our Google ratings and reviews bear witness to this!
Is our annuity comparator really transparent?
Unlike the rest of the Swiss market, we include all annuity offers direct from the companies in your comparison. This way, you can verify all the figures we give you.
Once again, thank you Mr Hamo, thank you Sparta Group.
Best wishes for the future.
I recommend it!
I got in touch with David who was very transparent and efficient.
I like his style and appreciate his time.
I would like to thank you for your very efficient and prompt work
your kindness and positive attitude are much appreciated.
Yours sincerely Denis Thioly
Always ready to provide support and further explanations.
His explanations were clear and understandable.
He has been indispensable and inspires the confidence and sympathy I would expect from an advisor.
I've never seen a more diplomatic, competent and hard-working professional in this field than him.
I really appreciated his availability and responsiveness.
Personalized service and fast turnaround. I am delighted!
Thanks for everything Xavier 🙂
I'd certainly recommend their service.
Thank you very much.
I highly recommend SpartaGroup's services.
We’ll support you all the way and beyond, free of charge.
Annuity comparison example
- Ask us all your questions
- Receive all offers and other information
The benefits of annuities
safety
Safety for you and your loved ones
Taxation
Advantageous tax treatment of annuity payments
Simplicity
No need to actively manage your capital
Possible options
Immediate annuity
For this type of annuity, payment of the annuity will take place immediately after payment of the single premium.
It’s for you if you already have capital to invest and want to benefit from immediate annuity payments.
Deferred annuities
If you have not yet reached retirement age, it is possible to build up capital through various products such as a 3rd pillar, with plans to use the capital for an annuity.
Or you can pay a large capital sum directly, which will generate a return until you reach the first annuity payment date you define in advance.
On the date you specify, the capital plus interest is converted into a life annuity.
With refund: In the event of your death, the person you or your family have designated will receive a refund of the single premium paid, without interest and with deduction of annuities already received.
No refund: In the event of death, nothing is refunded to your next of kin, but you benefit from tax advantages, as the capital is not included in your taxable assets.
With a life annuity on 2 lives, it is possible to provide an annuity for life for 2 people.
This option is ideal for couples who wish to insure each other: in the event of the death of one of the two partners, the survivor will benefit from the life annuity for the rest of his or her life.
Would you like to provide an income for a loved one? An annuity certain is the ideal solution, since it is possible to insure someone other than the premium payer.
You pay a capital sum, and in exchange an annuity is paid over a defined period to the person you have designated.
