3ème pilier Raiffeisen

UBS 3rd Pillar highlights

3rd pillar accessibility and customer service

With UBS, you benefit from easy access to your 3rd pillar accounts via the UBS mobile app, the online banking service, and an extensive network of branches in Switzerland. Our customer service is renowned for its competence and efficiency, making it easy to manage your Pillar 3a on a day-to-day basis.

Flexible investment choices

UBS offers several third-pillar investment solutions tailored to different investor profiles. You can choose between capital-guaranteed products, more dynamic solutions invested in equities, or a mix of both, depending on your risk tolerance and return objectives.

Integrated solutions with other UBS services

If you are already a UBS client, taking out a 3rd pillar 3a can be perfectly integrated with your other UBS accounts and services. This makes it easier for you to manage your overall wealth, since you can centralize all your banking, investment and pension activities in a single institution.

Is UBS in the top 10 of 3rd pillars?

100% Free

Neutral and Transparent

Made-to-measure

UBS 3rd pillar solutions

Risk-free solution with a guaranteed interest rate.
Ideal for investors who prefer capital security to high returns.

UBS offers several Vita Invest funds, each with a different proportion of equities and bonds.
These funds are sustainability-oriented without sacrificing yield.
You can choose between more conservative or more dynamic funds, depending on your risk appetite. You can also choose between Swiss or global funds, and between actively or passively managed funds:

Active management :

  • Vitainvest 100 World Sustainable: Global sustainable funds with 100% equities (maximum risk).
  • Vitainvest 75 World Sustainable: Global sustainable funds with 75% equities (high risk).
  • Vitainvest 50 World Sustainable: Global sustainable funds with 50% equities (medium risk).
  • Vitainvest 25 World Sustainable: Global sustainable funds with 25% equities (moderate risk).
  • Vitainvest 75 Swiss Sustainable: Swiss sustainable funds with 75% equities (high risk).
  • Vitainvest 50 Swiss Sustainable: Swiss sustainable funds with 50% equities (medium risk).
  • Vitainvest 25 Swiss Sustainable: Swiss sustainable funds with 25% equities (moderate risk).

Passive management :

  • Vitainvest Passive 100 Sustainable: Global sustainable funds with 100% equities (maximum risk).
  • Vitainvest Passive 75 Sustainable: Global sustainable funds with 75% equities (high risk).
  • Vitainvest Passive 50 Sustainable: Global sustainable funds with 50% equities (medium risk).
  • Vitainvest Passive 25 Sustainable: Global sustainable funds with 25% equities (moderate risk).

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