Is Third Pillar Liechtenstein Life in the top 10?
Liechtenstein Life 3rd pillar highlights
Free investment, 100% online
Liechtenstein Life offers a 3rd pillar solution based on investment funds, with no capital guarantee, ideal for savers looking for long-term performance. The entire contract, from subscription to management, is carried out entirely online via a simple, efficient interface.
The widest choice of funds
Liechtenstein Life 3rd Pillar has the widest choice of funds on the market. There are over 200 funds to choose from, and you can mix and match up to 10 different funds. What's more, the themes of these funds are highly varied, so there's something for everyone.
A partner off the beaten track
Based in Liechtenstein, the insurer stands out for its European management, independent governance and long-term approach. This positioning makes it an attractive choice for customers looking for modern alternatives to traditional Swiss players.
Details of Liechtenstein Life 3A and 3B 3rd pillar solutions
📂 Solution names : Prosperity 3A, Prosperity Plus (3B)
📂 Recommendation : Liechtenstein Life offers a classic solution, a mixed solution and a 100% fund solution. The ability to choose from more than 200 funds in both the mixed and 100% fund solutions is the great strength of the Liechtenstein Life 3rd pillar.
📂 Plan type: 3a / 3b
📈 Type of solution: Classic, Mixed, 100% Funds
📈 Fund themes: Sustainable, Technology, AI, Data, Gold, Materials, Real Estate, Switzerland, World, Europe, Asia, etc.
📈 Guarantees available : 100%, 80%, 50% or 0%, with the option of increasing the bond component to reduce risk
🌐 Acceptedtés All
🌐 Permits accepted : Permit C, Permit B , Permit Ci (if AVS number), Permit L, Permit G
🌐 Cross-border commuters accepted: Yes ✅ (one of the very few companies)
🌐 American nationality accepted : Yes ✅
📆 Minimum term: 30 years for classic, 20 years for mixed, 10 years for funds
📆 Maximum duration: Up to 5 years after retirement age for 3A, up to one year after retirement for 3A
📆 Minimum age : 18
📆 Possible start date : Within the next 3 months
📆 Premium split: Monthly only
💲 Minimum annual payment CHF 1,200
💲 Bonus increase afterwards : Possible ✅ after 3 paid years
💲 Additional payments after the fact : Possible ✅
💲 Automatic adjustment of 3a premiums to annual maximums Possible ✅
🤚 Breaks in the contract Possible ✅6-month periods, unlimited number, must have paid for at least 1 year between each break
🔁 Switch between 3A and 3B: Impossible ❌
✍ Change of fund after the fact : Possible ✅1 time per year free of charge
