AXA 3rd Pillar highlights
Convenient online portal
AXA offers an intuitive online portal for quick and easy management of your 3rd pillar 3a. You can monitor your investments, adjust your strategies and access all essential information in just a few clicks.
Possibility of taking breaks
Do you have less money available this year for your savings? No problem, AXA allows you to take as many breaks as you need in your 3rd pillar savings premiums. It's always better than cancelling your commitment!
Flexibility in the guaranteed portion
AXA makes it easy to adjust the investment rate between more secure options and more dynamic investments, according to your risk tolerance and financial objectives, throughout the life of the contract.
100% Free
Neutral and Transparent
Made-to-measure
What you need to know about AXA's 3rd pillar solution
📂 Solution name : SmartFlex
📂 Types of benefits: 3a or 3b
📈 Type of solution: Mixed (one part guarantee, one part fund)
📈 Available fund themes World, Switzerland, Future trends, Sustainable
📈 Warranty options : 10%, 15%, 20%, 25%, 30%, 35%, 40%, 45%, 50%, 55%, 60%, 65%, 70%, 75%, 80%.
✍ Possibility of retrofitting warranty portion: Yes
🌐 Acceptedtés All
🌐 Permits accepted : Permit B, Permit C, Permit L, Permit Ci
🌐 Cross-border commuters accepted: No ❌
🌐 American nationality accepted : No ❌
📆 Minimum duration: 3a 7 years, 3b 10 years
📆 Maximum duration: 50 years or, for 3a, up to 4 years after retirement age
📆 Minimum age : 3a 18 years, 3b 1 year
📆 Possible start of contract : 1st of next month or up to 2 months from now
📆 Premium split: Monthly, Quarterly, Semi-annually, Annually
💲 Minimum annual payment CHF 600
💲 Premium increase after the fact Possible ✅
💲 Additional payments after the fact Possible ✅
💲 Automatic adjustment of 3a premiums to annual maximums Possible ✅
🤚 Breaks in the contract Possible ✅per 1-year period, unlimited number, after payment of at least 1 annual premium
🔁 Switch between 3A and 3B: Impossible ❌
✍ Change of fund after the fact : Possible ✅, free of charge
