3Γ¨me pilier Raiffeisen

AXA 3rd Pillar highlights

Convenient online portal

AXA offers an intuitive online portal for quick and easy management of your 3rd pillar 3a. You can monitor your investments, adjust your strategies and access all essential information in just a few clicks.

Possibility of taking breaks

Do you have less money available this year for your savings? No problem, AXA allows you to take as many breaks as you need in your 3rd pillar savings premiums. It's always better than cancelling your commitment!

Flexibility in the guaranteed portion

AXA makes it easy to adjust the investment rate between more secure options and more dynamic investments, according to your risk tolerance and financial objectives, throughout the life of the contract.

Is AXA one of the top 10 3rd pillars?

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Made-to-measure

What you need to know about AXA's 3rd pillar solution

πŸ“‚ Solution name : SmartFlex

πŸ“‚  Types of benefits: 3a or 3b

πŸ“ˆ  Type of solution: Mixed (one part guarantee, one part fund)

πŸ“ˆ Available fund themes World, Switzerland, Future trends, Sustainable

πŸ“ˆ  Warranty options : 10%, 15%, 20%, 25%, 30%, 35%, 40%, 45%, 50%, 55%, 60%, 65%, 70%, 75%, 80%.

✍  Possibility of retrofitting warranty portion: Yes

🌐 AcceptedtΓ©s All

🌐  Permits accepted : Permit B, Permit C, Permit L, Permit Ci

🌐  Cross-border commuters accepted: No βŒ

🌐 American nationality accepted : No βŒ

πŸ“†  Minimum duration: 3a 7 years, 3b 10 years

πŸ“†  Maximum duration: 50 years or, for 3a, up to 4 years after retirement age

πŸ“† Minimum age : 3a 18 years, 3b 1 year

πŸ“† Possible start of contract : 1st of next month or up to 2 months from now

πŸ“†    Premium split: Monthly, Quarterly, Semi-annually, Annually

 πŸ’² Minimum annual payment CHF 600

 πŸ’² Premium increase after the fact Possible βœ…

 πŸ’² Additional payments after the fact Possible βœ…

 πŸ’² Automatic adjustment of 3a premiums to annual maximums Possible βœ…

🀚 Breaks in the contract Possible βœ…per 1-year period, unlimited number, after payment of at least 1 annual premium

πŸ”  Switch between 3A and 3B: Impossible βŒ

✍  Change of fund after the fact Possible βœ…, free of charge

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